Personal safety, insurance jeopardized with illegal suites


Sunday, September 7th, 2008

Tony Gioventu
Province

Dear Condo Smarts:

Is there a way to enforce the illegal rental of part of a strata lot? Our strata in Esquimalt has 45 townhouses. Three of the owners in our strata have decided to sublet their basements and set up illegal suites. Our strata corporation does not prohibit rentals, but our bylaws require that each townhouse be occupied by one family. The rentals have resulted in parking problems and conflicts with neighbours. Are there rules we can enforce that might help resolve the problem? — Connie WG, Esquimalt

Dear Connie:

Surprisingly, illegal secondary suites in townhouses and even within strata corporations are a growing complaint. Just because it’s a basement doesn’t not make it legal or safe as a place of residence. Strata corporations with “caretaker” suites that are roughed out of the parking areas or common areas that are not legal also pose a safety risk for the occupants and building. There are several issues strata owners and council are faced with. Life safety and code compliance with each local government is a serious matter. In the event of a fire or emergency, many secondary illegal suites do not have sufficient exits. If there is an illegal suite, contact your local bylaw enforcement officer. They may issue an order to cease occupancy and restore the space to its original use. Insurance for the homeowner, tenant and strata corporation is also a serious issue. The insurance policy may have specific restrictions or limitations if there is an illegal suite or the condition is not disclosed to the strata insurer.

Lifestyle conditions are also a significant impact for the strata corporation. Your strata was likely not designed for secondary suites. Your water service and drainage systems, fire suppression and safety, hot water heating, building ventilation, parking, storage and common-area use are designed and zoned for specific single family dwellings.

Here’s a worst-case scenario that occurred in Metro Vancouver in July: A grow-op was discovered in an illegal basement suite in a townhouse complex. The result has been restoration requirements to four of the additional adjacent townhomes and no insurance coverage. The strata corporation is faced with the bills and hoping to recover enough proceeds from the sale of the strata lot once it is restored to cover costs. Four families have had to move until repairs and are complete. It may be up to a year before they can return. If you want to live in a strata with a suite as a mortgage helper, consult your real-estate agent. They do exist, and might be the investment you’re looking for.

Tony Gioventu is executive director of the Condominium Home Owners’ Association (www.choa.bc.ca). E-mail: [email protected]

© The Vancouver Province 2008

 



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