Mortgage Articles

New program partners with first-time homebuyers as they enter the housing market Lanyard's Jumbo Residential Loan Program Buyers’ insurance policy protects homeowners from price drops Appartment Building Specialist Credit Report facts 101 - This Dirty Credit Secret could cost you THOUSANDS New Rules for government-backed insured mortgages for residential properties of 1-4 units Goal Setting Keeps Resolutions on Track Now is a great time to invest in a rental Tips for paying off your mortgage faster Why use a mortgage professional Federal government changes mortgage financing requirements Variable rate may no longer win Property Taxes can be deferred 60 minutes story on walking away from underwater houses - Video Investment properties now require 20% down End of an era – Mortgage- rate rise marks last of rock- bottom loans First-time buyers jump into housing market Buying a property in Canada? Dealing with inheritances Bankruptcy is not a get out of jail free card Eight tips for feud-free estate plans The HST - What Your Clients Need To Know Cybercrooks stalk small businesses that bank online Condo owners lament loss of loans How to get the best mortgage Tax deductible mortgages in Canada are worth the hassle Breaking a mortgage can be costly Bank of Canada cuts Prime rate to .25% - a historic low Property transfer tax punishes the people Rental-apartment real estate sales rise FINTRAC - Proceeds of Crime Legislation regulations Info Lending tightens for Class B Commercial & Res Loans Zero Percent Mortgages on resort properties on Mara Lake in the Okanagan Mind those mortgage traps Canadian banks are typically leveraged at 18 to 1--compared with U.S. banks at 26 to 1 Lenders beware: Phony mortgages are the bank's problem, court rules Finding the upside of the homes market Protecting your largest investment Going green is getting easier Need renos? A car? Try a home equity loan Knowing your budget is half the battle Mortgage brokers get some respect Get the goods on first-time mortgage costs Mortgages are about what makes sense instead of saving cents Short amortization period pays off in the end Justin" Provincial Court Records now on the net Los Angeles Foreclosure Alley Video - A must view Wheel and deal on mortgages, but know the bottom line Tax opportunities in Real Estate Home renovation tax credit program 2009 Federal Budget 2009 – Help for Home Buyers BC Assessments are frozen by government - Cabinet can fix the assessment mess if it wants to Stolen credit-card boom Exciting tax news for realtors Proceeds of Crime Legislation is another $445M Federal Fiasco by CRA - Canada Revenue Agency that will inconvenience 600,000 Canadians BC Government's PTT Tax grab is an insult to most citizens and creates a government windfall Buying a Foreclosure in the US, not as easy as you think Be sure that CRA applies your remittance to the proper taxation year BC's Property transfer tax a bad law that needs to be fixed Understanding Property Taxes  How To Pay, Misconceptions, Home Owner Grant Government of Canada Moves to Protect, Strengthen Canadian Housing Market Paying two mortgages for short period of time by bridge financing can ease moving day stress The odds favour a variable rate, expert says The odds favour a variable rate, expert says When the bank writes the cheque instead More options available in buying a second property Get professional advice before buying insurance A different point of view on financing Mortgage 101 for first-time buyers CMHC changes rules for investment properties The one-stop way to a mortgage Canada's mortgage rates on the way down Current Rates As Of April 1, 2008 Potential homebuyers shy away from taking the plunge Some homebuyers can take a gamble by going a variable rate More choices, more credit, more methods and more time to pay High-tech tools can prevent identity theft Technology often core of fraud in today's market Safeguard personal information when moving 12 of the most commonly reported scams - Fraud hits 15M Canadians with the telephone being the preferred tool by fraud artists Dominion Lending Centres The top 9 questions to ask when applying for a mortgage: Pre-sale units a double-edged sword Credit crunch taking a toll, Bank of Canada says Additional Disclosure to Assist Consumers US Mortgage Meltdown & Sub Prime fiasco - let the finger pointing begin Disclosure ordered for 'pre-sale' developers Top 5% of Canadians make $89,000/yr, top 1% of Canadians make $181,000/yr, top .01% make $2.8M/year US Sub Prime Mortgage Situation & the effect on Canadian Banks Coquitlam's Riverbend project bankrupt, Province cautions pre-sale buyers to beware Canada Revenue Agency (CRA) will tax any vacation property outside Canada but you can claim a credit for foreign taxes paid on your Canadian return Phonebusters from Ontario's Provincial Police is nations Anti-Fraud centre It's Property tax time Property Transfer Tax and First Time Home Buyer's Information Housing Now 1st time Home Owner threshold increased to $375,000 Strata-Check - Strata Corporation Document Review Company British Columbians are most worried about identity theft, online survey finds Information on Goods and Services Tax For Residential Real Estate Property Transfer Tax and First Time Home Buyers Information Company to insure 40-year mortgages High-risk mortgages gain popularity Life Insurance is a better option than banks Mortgage Insurance Rates may be on the way down Financing a rec property- CHMC new rules allows 5% down A quick note on the new GST rules Title Monitoring service available at $80/yr. because of Mortgage fraud CMHC eliminates application fee CCRA - Canada's complicated Income Tax Laws bring self help books Mortgage fraud hits $1.5b a year in Canada Torrens System that is used to register titles in BC (Explanation) Evolution, Not Revolution Consumers fear that credit info is at risk Security concerns put brakes on Canadians cyber buying TD Canada Trust Mortgage Calculator - Link Private Client Investing - PDF Bank of Canada raises overnight Tenant Verification Service - tenant screening for landlords - Link Strata councils can impose peculiar rules - News Article TD Canada Trust Credit Application - Link TD Canada Trust Mortgage Application - Link CIBC Mortgage Information & Applications - Link Royal Bank Mortgage Application - Link Counterfeit cheques ruling may affect all our cheque deposits - doc. Financial planning key to a good start- doc Is an interest-only mortgage right for you?- doc Mortgage Insurance Matters - PDF Stealing Home - doc. The Garth Ellis Mortgage Team CHMC Reduced Mortgage Insurance Property Transfer Tax Update Today's Best Rates City tax assessment - How they are calculated Property Transfer Tax First Time Buyers - Property Transfer Tax Non-residences info Wiring of Money to Canada Changes to Home Owner Grant Act Thresholds CMHC reduces homeowner mortgage loan insurance premiums Financing a New or Existing Business in BC or Equipment Leasing

Disclaimer
E/O - The enclosed information, while deemed to be correct, is not guaranteed. All information including floor plans, floor plates, strata plans, maps & suite numbers are gathered from many different sources and are deemed to be accurate as possible but not guaranteed. The Webmaster and VancouverFloorPlans.com are not held liable for any errors or omissions in this info sheet. The reader of this material to verify the accuracy of the content.